Check rates in under 2 minutes
Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
Loans typically fund in 1-5 days**
If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
Fixed monthly payments
Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
No prepayment penalties
You can pay off the loan early with no additional fees.
Fixed 9.85% Rate for Entire Term
Enjoy a fixed 9.85% APR for the entire life of your loan. Longer than average repayment terms, so your loan will fit your monthly budget. Get approval within minutes (during business hours) through our online application process.
Allegacy is Federally insured by NCUA. All loans are subject to credit approval.